Only in instances where you actually forward customers to the banking environment to make their order payment by credit card can the additional protection of Mastercard Securecode and Verified by Visa be utilised.

How does it work?

Upon the customers submission of the credit card details to finalise order placement, they are taken to another screen that requires a username/password combination to be entered.

The Payer Authentication scheme allows your customers to use a personal password with their Visa and MasterCard credit cards (similar to the PIN used with their ATM cards), giving them added assurance that only they can use their credit cards to make purchases over the Internet, with participating merchants.

Not all payment processors can support Mastercard Securecode and/or Verified by Visa. We recommend that you contact your bank or third party payment processor to confirm that its available.

You can find out full details and how to integrate this additional level of security for your customers by visiting the following sites:

• Verified by Visa
• Mastercard Securecode

We are proud to be associated with Securepay, whom are payment gateway leaders in Australia. Their gateway facility, DirectOne, has the ability to utilise the Mastercard Securecode and Verified by Visa facilities. For more information, please visit: http://www.justxcart.com.au/direct-one-features.html